It's just marketing to make players feel better about themselves.
For example when i tried chess.com out they marked a simple queen sacrifice to deliver back rank-checkmate as brilliant even though it's an obvious move for any intermediate player with half a year of experience.
Lichess does nothing of that marketing bs.
Use a hardware-wallet like the Bitbox2 for your big stash.
Use a lightning wallet like phoenix on your phone for smaller amounts which you could loose, like in a physical wallet.
ChatGPT is still very useful for correcting and improving text.
And the censorship can be circumvented by replacing certain words with things like [redacted] and telling ChatGPT to keep the context of said text and ignore the redacted parts.