Im using YNAB - You Need A Budget. I can honestly say its changed my life. I would definitely recommend signing up for their 9 day email course. Ive been using it for about 5 months now and its made a huge difference to my life.
So do I. Currently, I use YNAB [1] - You Need A Budget 4 (desktop version). If you are a student you can propose free copy of YNAB and you can renew it as long as you're a student. Please, check this announcement http://www.youneedabudget.com/blog/post/ynab-is-now-free-for...
