I will expand a bit on risk - as said should make double what you make in full time job (in wages) but that is sort of a rough estimate.
For example my last full time job last year was 60 thousand DKK per month. On top of that get some small pension and some vacation money paid into a state fund. And of course if I get sick I don't have to worry. If you get sick as a consultant you should have insurance for that.
So if I work 8 hours a day for 22 days a month at 700 DKK it gives me a little over double, 7.5 hours a day gives me a little bit under.
but lets say you get into a dry spell where there are no projects for you, and you spend 4 months without. On the one hand this is basically 8 months of normal employment, if you have purchased insurance for this scenario it isn't too bad. If you haven't you may find yourself in a situation where you need to start using money that is actually supposed to go to paying off your taxes. That's bad because now you get fines for not paying taxes and your risk increases.
As someone with ADHD this scenario is really bad for me, so just saying different people might have greater risk than others and should plan accordingly.
What does that insurance look like? What's it called (in Danish if necessary)?
I don't think I've seen something like "dry-spell insurance" before. Seems like it would be expensive, since the risk of a freelancer having (or taking!) four months without work is high, right?
well in Danish it would be lønforsikring - wage insurance - generally used by people who have a high monthly wage and want something to supplement dagpenge, which is the danish unemployment solution. Have screaming kid right now so can't elaborate more.
For example my last full time job last year was 60 thousand DKK per month. On top of that get some small pension and some vacation money paid into a state fund. And of course if I get sick I don't have to worry. If you get sick as a consultant you should have insurance for that.
So if I work 8 hours a day for 22 days a month at 700 DKK it gives me a little over double, 7.5 hours a day gives me a little bit under.
but lets say you get into a dry spell where there are no projects for you, and you spend 4 months without. On the one hand this is basically 8 months of normal employment, if you have purchased insurance for this scenario it isn't too bad. If you haven't you may find yourself in a situation where you need to start using money that is actually supposed to go to paying off your taxes. That's bad because now you get fines for not paying taxes and your risk increases.
As someone with ADHD this scenario is really bad for me, so just saying different people might have greater risk than others and should plan accordingly.