a. and b. make it non-free because you basically can't redistribute in unmodified form.
However, restrictions like c. and d. (among others) could come into play however the image is licensed. And, in fact, absent a model release form, any use of images of recognizable people for any sort of marketing or advertising use is suspect.
I don't disagree. Those uses are probably mostly not issues the government would involve itself in but could be legitimate civil torts. It may be worth reminding people of those things somewhere but arguably doesn't belong in the license itself.
However, restrictions like c. and d. (among others) could come into play however the image is licensed. And, in fact, absent a model release form, any use of images of recognizable people for any sort of marketing or advertising use is suspect.