While you're definitely not wrong, there are probably better vehicles for home energy users to meaningfully affect emissions. I make ~7 SRECs (7MWh) per year, and assuming I'm average, it'd take close to 100 homes not selling their SRECs for one year to offset an average coal plant for just one hour (http://www.energyjustice.net/coal/igcc/factsheet-long.pdf says the average coal plant puts out 667MW).
My state doesn't have time-of-use based pricing, but I do see this as one particularly effective way of shifting load (not installed capacity!) towards more emissions-friendly sources. The sun shines on home solar panels while we're not home; then absent any other incentives, we come home in the dark and do all sorts of energy-intense activities, like heating rooms and cooking dinner.
My state doesn't have time-of-use based pricing, but I do see this as one particularly effective way of shifting load (not installed capacity!) towards more emissions-friendly sources. The sun shines on home solar panels while we're not home; then absent any other incentives, we come home in the dark and do all sorts of energy-intense activities, like heating rooms and cooking dinner.