I use https://www.passwordstore.org/. It's hosted in a git repo. My significant other has access to the repo, a private key copy on encrypted USB drive (plus backup) and its password in owns password manager. It helps that we both know how to use these tools (otherwise, I'd try to keep my important passwords in sync with my significant others password manager).
Detailed instructions are stored in the unencrypted part of USB drive which holds the private key. Plus backup. We revisit it on yearly basis.
I partially rely on the well established procedures offered by banks etc., but don't believe they'll do it in a timely manner and without much friction. There are many cases where I'm the main account holder for the whole family (often enforced by the institution or good deals). Having access to my email & phone removes a lot of friction from the whole process.
I use https://www.passwordstore.org/. It's hosted in a git repo. My significant other has access to the repo, a private key copy on encrypted USB drive (plus backup) and its password in owns password manager. It helps that we both know how to use these tools (otherwise, I'd try to keep my important passwords in sync with my significant others password manager).
Detailed instructions are stored in the unencrypted part of USB drive which holds the private key. Plus backup. We revisit it on yearly basis.
I partially rely on the well established procedures offered by banks etc., but don't believe they'll do it in a timely manner and without much friction. There are many cases where I'm the main account holder for the whole family (often enforced by the institution or good deals). Having access to my email & phone removes a lot of friction from the whole process.