On the lending-side. I just want to give a big customer shoutout to Unchained Capital (https://unchained.com) for making it through this mess. I took out some collateralized loans this past year for my startup and looked at both them and BlockFi.
I've had the long unfortunate history of being burned several times (Mt Gox, Pirate@40, Friedcat/ASICMiner...). BlockFi of course had a significantly lower interest rate, but Unchained designed their product and messaging around trust (primarily using multisig wallets and promise that they don't rehypothecate)--which, after my experiences, sold me. It was a little painful to go with the higher interest rate, but damn am I now glad that I did.
I've had the long unfortunate history of being burned several times (Mt Gox, Pirate@40, Friedcat/ASICMiner...). BlockFi of course had a significantly lower interest rate, but Unchained designed their product and messaging around trust (primarily using multisig wallets and promise that they don't rehypothecate)--which, after my experiences, sold me. It was a little painful to go with the higher interest rate, but damn am I now glad that I did.