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The bank I use recently switched to using a similar method for sending their statements. The html page they send via email is password protected. I dig into how they do it (also to ensure they aren’t phoning anywhere when I open the report) and they encrypt the report content using a similar method to the one shared here. It’s neat and I have to give them kudos for doing something neat like that as opposed to sending a pdf with a password on it.

Why html though? They do have some js and interactive functionality in there. I can slice and dice my monthly report within the single html page they send which is actually quite handy (and there’s the default “show me my transactions in a list with opening and closing balance” option as well).



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