No, they and other large vendors are just selling data that enables that. The fraudsters couldn't work without the industrial torrent of personal data that is an object of avid commerce.
It weirds me out any time I open YouTube on the TV and the first thing I see is an ad related to some recent online purchase, however obscure.
No, criminals are. Criminals will also break into your home and steal your stuff, or break into your car and drive away, or pick your wallet right out of your pocket.
The existence of crime is not an example of the need for anonymity.
