Everyone should freeze their credit by default, it's very easy to unfreeze when ... | Hacker News

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		biftek on Feb 23, 2024 \| parent \| context \| favorite \| on: Tell HN: Equifax free credit report dark patterns Everyone should freeze their credit by default, it's very easy to unfreeze when you actually need to apply for something.

alistairSH on Feb 23, 2024 | [–]

Ideally, that would be the default state, and you'd request un unlock when you need to borrow money.

sidewndr46 on Feb 24, 2024 | [–]

I did that years ago and I've passed multiple hard credit checks. It doesn't do anything.

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