The answer is that they literally bought their own law exempting themselves from defamation laws. It's called the "Fair" Credit Reporting Act.
Legislative sanity would see a repeal of the FCRA and the addition of a US equivalent of the GDPR, giving us a right to privacy that's applicable to every single company. I don't consent to being a data subject of any part of the surveillance industry, including this oldest part calling themselves "credit bureaus".
Legislative sanity would see a repeal of the FCRA and the addition of a US equivalent of the GDPR, giving us a right to privacy that's applicable to every single company. I don't consent to being a data subject of any part of the surveillance industry, including this oldest part calling themselves "credit bureaus".