The point is, OpenAI can afford to have free-loaders as long as their deals from enterprise, governments are paying for the service.
Midjourney doesn't have a free plan so no free-loaders there and they're making $200M+ with no VCs.
Stability.ai will always suffer from free-loaders due to their fully open source AI.
Stability's recent models (SD3, SV3D, StableLM2, StableCode, and more) are neither open licensed nor planned for release as open licensed.
The point is, OpenAI can afford to have free-loaders as long as their deals from enterprise, governments are paying for the service.
Midjourney doesn't have a free plan so no free-loaders there and they're making $200M+ with no VCs.
Stability.ai will always suffer from free-loaders due to their fully open source AI.