The actual poor people I know spend more time worrying about how to afford cigarettes, rather than thinking of the electric bill (which is paid for by the government).
The cigarette seller at one of the major train station downtown is this economic issue in a singular nutshell. He sells cigarettes for a dollar each. No pack costs $24 even with all the taxes but this man gets enough work his way to be there every day. He’s pretty well dressed and personable too not like he is disheveled and desperate. I guess he’s probably clearing well north of minimum wage after his expenses bothering with this.