"AI" is over-hyped. Chatbots are rarely useful/necessary for what people want in a product/website so it's annoying to see them shoehorned in where nobody was asking for them. They are infuriating when they replace actual humans for support. For personal use, they can be helpful though and they make for amusing toys too.

For me, the biggest issue is that the things I'd really like AI to do for me are things I would never trust a third party with for privacy reasons. As local/offline AI chatbots become better I'll use them for more things.