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> the London housing market, which I’ve heard to be similarly absurd.

No matter how absurd it is, Ive never heard of a 6k per month mortgage, that is absolutely insane.



I’m curious where you live?

I live in NYC, on the UWS, in a nice (but not extravagant) 2 bedroom apartment. It’s about 1000 sq feet, and I pay $5k per month in rent. Buying a similar place in my neighborhood would cost me literally double that per month, after putting down $300k or more. My neighborhood has hundreds of thousands of people in it, all paying similar amounts (or much much more). My building has about 60 units, and I live in one of the smaller ones. Almost half of the units rent for $12k-15k per month. This is just one of hundreds of buildings in my neighborhood alone, one of thousands in Manhattan.

Of the ~350 apartments with at least 3 bedrooms for sale right in my neighborhood, only 77 cost less than $3mm. There are 52 for sale for more than $10mm, and those will almost all sell.


A £1.3 million house in London on a 10% deposit and a 4.7% interest rate over 30 years would be £6094 per month.

The average price for a terraced house in london zone 2 is £1.7 million


> The average price for a terraced house in london zone 2 is £1.7 million

I have a feeling that data is wrong. If it's accurate it's definitely been pushed up by huge outliers on the top end (like £50+M properties in Chelsea and west ken that are zone 2)

I think the median zone 2 terraced house is more like £1m, can't find a statistic but I just bought a £1.5m house in hackney and there were 10 £1-1.3m properties for every £1.7m+


You're probably right. I just pulled it from https://www.rightmove.co.uk/house-prices/zone-2-93814.html without too much thought.

Still, a £1.3m house isn't completely infeasible in London :-).


I have a 6k a month mortgage in London. So - now you've heard of one!




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