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>> if you rent then you're already indirectly paying for that.

Quick note: People repeat this non stop ("The cost is passed down to the renter"). This has been proven false many times. The cost to the landlord is mostly irrelevant to the renter. Rent is set by offer and demand in a particular market. Just try to increase your place 1000$ above market rates because "Maintenance and taxes", your renters will move. So it obviously doesn't work like this.



Increased costs that affect all landlords equally are reflected in market prices, though not necessarily in a linear fashion.




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