People get hacked -- a device could be flawless, but if a person is a victim of "Social Engineering" and hands the attacker a password, there's nothing the designer of the device could do about it.
2FA has tried to solve exactly this. Not many attacked people will hand over their password AND their phone. Yes I know, they might hand over one authentication code (and I know people who did exactly that)... We should also look into reducing the attack surface - if you get Instagram hacked you shouldn't get your Facebook hacked as well. But the current big tech centralization leads us to that single point of failure, because they don't care about the user's concerns only market grab. So... what now? Do we get the politics into this?
You're on the right path. As long as we continue to use email as a fallback to every other form of authentication, it will remain a single point of failure and a relatively weak one at that.
OP is still correct. No matter what, humans will remain the weakest link...it's in our nature to sympathize and every one of us has distracted/weak moments. It's just a matter of time; look at the guy who runs haveibeenpwnd...getting pwned.
