While I can see how this is a problem or potential problem for a lot of people... our "darkest secret?" Really? We don't have any issues that are larger than "after your 30's you'll have to work harder?" Our biggest problem, as stated, is that we can only expect to pull down six figures for a few years?

This seems to me a serious overstatement and more than a bit of "we're out of things to write about, let's make this one seem more shocking and hidden than it is" sensationalism.